- An Alzheimer’s Patient Cannot Qualify for Medicaid.
Untrue. The key in applying for Medicaid benefits for Home Care is the need for medically necessary assistance with the activities of daily living called ADL’s. If the Medicaid applicant needs help with such tasks as bathing, dressing and toileting, then home care will be provided.
- I will lose my house if I apply for Medicaid.
Untrue. The home is considered an exempt asset and is not counted as a resource in the Medicaid eligibility process. The house should, however, be transferred out of the applicant’s name to avoid future possible recovery by Medicaid when the Medicaid recipient passes.
- Even if I qualify for Home Care Benefits, I will lose my current Home Care Worker and must use Medicaid’s Home Care Attendant.
Untrue. The Medicaid Applicant can apply to retain their current home care Worker through a program called “The Consumer Directed Personal Assistance Program”. The program serves as a fiscal liaison between Medicaid and the Medicaid applicant’s family. The applicant’s family will continue to supervise the home care worker, while the fiscal intermediary will manage the home attendant’s payroll.
- I can’t apply for benefits because I have transferred assets and I must wait for a 60 month period to expire.
Untrue. The 60 month rule is not a penalty period, but rather a look-back period and does not apply to Medicaid applications for home care. The 5-year “look-back” only applies to nursing home Medicaid applications. For home care benefits, the “look-back” period is only 1 month.
- I can’t qualify for Medicaid, because I have too much money in my bank account or too much income.
Untrue. As long as the Medicaid applicant develops an asset protection plan, he/she can qualify for benefits. This is what makes early planning crucial especially for Alzheimer patients. A home care applicant can also shelter excess income using a Pooled Income Trust.
Contact our firm to learn how Medicaid home care may be available to you.
Tel: (718) 238-6960 Fax: (718) 238-3091